Elders Trading Account


Competitive and flexible trading terms for your agribusiness.

We have been supporting Australian farmers since 1839, helping them maximise their enterprise. Not only do we offer the range of products and services you need to operate sustainably and successfully, we also offer customer trading accounts designed to meet your needs. 

Whether a family owned commercial, or a corporate primary producer, an Elders Trading Account enables you to make purchases from your local branch and charge back fee-for-service activities, all on competitive and flexible trading terms.

How does it work?

You can lodge an application and supply your financial statements at your local branch.

Once approved and an account has been opened, you can start making purchases up to your approved credit limit. Each purchase and transaction will be detailed on your monthly account statement. You can elect to have this emailed directly to you, or view online 24/7 via the Elders Online Portal. 

Contact your local branch today to set up an account. 

Did you know? Elders offers Trading Account holders a Disaster Relief Finance Facility for those affected by declared disasters such as bushfire or flood. 

If your circumstances change, talk to us. We’re here for you.

Payment options

For your convenience we offer a choice of ways to pay your statement.

Electronic Funds Transfer

Pay directly into the Elders Ltd account:

BSB: 085 456

Tip: You’ll need your unique account number, found under ‘Payment Options’ on the reverse of your statement. 


You will need the correct BPAY® Biller Code and your Reference Number from your statement. Biller Codes are: 

  • Elders Limited:              716811
  • B&W Rural Pty Ltd:       716829

® Registered to BPAY Pty Ltd ABN 69 079 137 518


You can use your credit card* to pay online via the NAB service PaybyWeb. Card accepted are Visa, MasterCard and American Express.

Please note you will be leaving the Elders website when using PaybyWeb. We recommend opening this link using Chrome as your browser. 

Go to PayByWeb > 

Direct debit

Clear the due amount of your account automatically by Direct Debit using your bank account.

To arrange, please complete this application form and post to:

Elders Limited
GPO Box 551
Adelaide SA 5001


When sending payment via mail, please include the detail from the payment slip on the bottom of your statement.

Make your cheque or money order payable to the company name listed on your statement (for example: Elders Limited, Killara Feedlot Pty Ltd, B&W Rural Pty Ltd.).

Mail your cheque or money order directly to your local branch.

Find your local branch > 

In person (in  a branch)

You can pay your account in person at your local branch.

Payments can be made by cash, cheque or credit card*. Please present your statement intact.


Payments can be made by telephone using your credit card*. This service is provided by NAB. 

Phone: 1300 103 962 **

*Payments by credit card will incur a credit card transaction fee.
Elders accepts Visa, MasterCard and AMEX, the transaction fee may vary depending on your payment method.
The credit card transaction fee will be added to your payment total and debited to your credit card when payment is made.
**Local call cost, may be higher for mobile and pay phones.

If you need assistance with any of the payment methods please email us. 

Terms, conditions, interest rate and privacy information 

We updated our Trade Credit Account terms and conditions on 1 November 2022. These terms and conditions apply to all accounts and supersede previous conditions. 

Read the terms and conditions or download a copy (Pdf). 

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