Funding to grow your agribusiness.

We understand finances need to be fluid in farming. That’s why Elders provides a range of tailored loan options through our association with leading agribusiness bank, Rural Bank. 

From seasonal overdrafts to lines of credit and loans for equipment or longer term loans for capital improvements or property purchases, we have agrifinance relationship managers across Australia that can match the loan to your unique needs.

Seasonal Overdraft

The Rural Bank Seasonal Overdraft gives you access to daily working capital to cover cash flow shortfalls or finance short-term production costs. It’s flexible and can be structured to meet your business needs as either a trading or cash flow limit. 

Learn more about Rural Bank's seasonal overdraft > 

Term Loans

Are you looking to grow your agribusiness but need funding? Consider a tailored Rural Bank Term Loan. Whether for off-farm investments, capital improvements or purchasing property, we can tailor a loan to suit your enterprise. Options include choice of variable or fixed interest, or a combination of both with flexible repayment and interest charging options to suit your cash flow. 

Learn more about Rural Bank's term loans >

Equipment Finance

Good equipment is vital to the performance and profitability of your farm. Rural Bank offers three Equipment Finance options to enable you to buy, upgrade or replace your farm or business equipment. 

Learn more about Rural Bank’s equipment finance > 

Line of Credit

Rural Bank AgriManager® line of credit allows you to manage all your farm-related income and expenditure streams. Apply once using the equity in your land or farm to undertake capital purchase and transactional banking. Terms tailored to meet the cash flow requirements of your business. 

Learn about Rural Bank’s AgriManager account >


Need more information?

To speak to your local Agribusiness Relationship Manager phone 1300 618 367 or complete an enquiry form to receive a call back. 

Disclaimer: All loans subject to Rural Bank’s normal lending criteria, fees and charges apply. You should read the relevant Terms and Conditions available by phoning the Rural Bank Customer Service Team on 1300 660 115 or on the Rural Bank website or by visiting your local branch. All information is subject to change. Products are issued by Rural Bank – A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 and distributed by Bendigo and Adelaide Bank Limited and/or Elders Rural Services Australia Limited ABN 72 004 045 121 AFSL 237757 on behalf of Rural Bank.

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