We understand finances need to be fluid in farming. That’s why Elders provides a range of tailored loan options through our association with leading agribusiness bank, Rural Bank.
From seasonal overdrafts to lines of credit and loans for equipment or longer term loans for capital improvements or property purchases, we have agrifinance relationship managers across Australia that can match the loan to your unique needs.
The Rural Bank Seasonal Overdraft gives you access to daily working capital to cover cash flow shortfalls or finance short-term production costs. It’s flexible and can be structured to meet your business needs as either a trading or cash flow limit.
Are you looking to grow your agribusiness but need funding? Consider a tailored Rural Bank Term Loan. Whether for off-farm investments, capital improvements or purchasing property, we can tailor a loan to suit your enterprise. Options include choice of variable or fixed interest, or a combination of both with flexible repayment and interest charging options to suit your cash flow.
Good equipment is vital to the performance and profitability of your farm. Rural Bank offers three Equipment Finance options to enable you to buy, upgrade or replace your farm or business equipment.
Line of Credit
Rural Bank AgriManager® line of credit allows you to manage all your farm-related income and expenditure streams. Apply once using the equity in your land or farm to undertake capital purchase and transactional banking. Terms tailored to meet the cash flow requirements of your business.